The urge to protect our homes, the place where we lay our heads and raise our children, is universal. Insurance Warehouse helps, your local insurance agent, can keep the castle safe and sound with comprehensive coverage that guards against theft, fire and storm damage.
Insurance Warehouse is your local insurance agency in Monticello, Georgia that provides peace of mind regarding anything that might happen to your home, your business, and your belongings.
Most homeowners insurance covers certain basics, but policies vary a great deal. Homeowners insurance coverage may overlap with other types of insurance you hold. Also, certain catastrophes, like flooding or earthquakes, are generally not covered by basic homeowners policies and require specialized insurance. Typical coverage includes:
Many landlords require their tenants to maintain renter’s insurance coverage. But whether it’s required or not, it’s smart to have this kind of protection.
A renters insurance policy is a group of coverages designed to help protect renters living in a house or apartment. A typical renters insurance policy includes coverage for your belongings and your living arrangements after a covered loss:
Condo insurance, also known has H-06 insurance, is a type of homeowners insurance policy designed specifically for the unique needs of condo or townhouse owners. Condo Insurance is typically less expensive than a traditional homeowners policy because it does not have to cover the exterior structure or recreational areas.
Typically provides coverage for your home, your personal belongings, and structures on the land you own for things like:
Landlord insurance is for those who rent out a home they own. This type of insurance typically includes two different types of coverage: property and liability protection. Both coverages are intended to help protect you, the landlord, from financial losses. Other coverages are available, like:
Flooding caused by an interior problem, like a leaking pipe or an overflowing toilet, is generally covered by homeowners insurance. However, flooding due to external conditions, whether natural (rising rivers, flash floods) or man-related (burst dams, sewer backups), are not generally covered. We can add coverage to your policy, or provide separate flood insurance.
Whether you own your own location, you lease, or you work from home, there are many types of Commercial Insurance needs that Insurance Warehouse provides: