Get affordable, temporary medical coverage to bridge gaps between major policies or during life transitions. Our health insurance plans offer rapid approval, customizable durations, and a streamlined application process, so you’re never left without protection.
I needed coverage between jobs and found a great plan here. Enrollment was quick, rates were affordable, and Insurance Warehouse guided me every step of the way.
Steve M.
Client
Our family needed a temporary plan while waiting for our marketplace policy to renew. This short-term option saved us thousands.
Jack. B
Client
The flexibility to extend my coverage month-to-month was a lifesaver during my move out of state.
Priya K.
Client
Short-term medical insurance is designed for individuals and families seeking immediate, budget-friendly health insurance coverage during transitional periods. Whether you’re between jobs, waiting for ACA open enrollment, or need temporary protection, our plans offer the peace of mind you deserve, without the long-term commitment.
Prevent costly emergency bills from unexpected care.
Cover gaps between marketplace and employer plans.
Meet lease & loan requirements with coverage proof.
Safeguard your finances against unexpected costs.
At Insurance Warehouse, our short-term medical insurance plans deliver fast, affordable protection tailored to your unique needs. Enjoy transparent terms, flexible options, and personalized support from our Georgia-based agency.
Discover the benefits that make our short‑term health insurance the smart choice for your temporary coverage needs. From tailored add‑ons to seamless renewals, these features ensure you get the protection you want when you need it most.
Balance your monthly premium and out‑of‑pocket costs with deductible options from $500 to $5,000.
Plans include doctor’s visits, emergency services, and hospital stays—tailored to your needs.
Add optional prescription coverage for greater peace of mind.
Choose a plan that fits your household size and budget.
Short-term medical insurance provides temporary health coverage for individuals facing gaps in traditional insurance, such as between jobs, waiting for employer coverage to begin, or outside open enrollment periods. These plans typically offer limited benefits and are not required to comply with Affordable Care Act (ACA) standards.
Short-term plans may be suitable for:
Individuals between jobs
Recent college graduates
Those waiting for other coverage to start
People who missed the ACA open enrollment period
Individuals seeking a temporary alternative to COBRA
Coverage varies by plan but often includes:
Doctor visits
Emergency care
Hospitalization
Some prescription drugs
However, these plans usually exclude:
Pre-existing conditions
Maternity care
Mental health services
Preventive care
Generally, no. Short-term plans often exclude coverage for pre-existing conditions and may deny applications based on medical history.
Renewal policies vary by insurer and state regulations. Some plans may allow renewals, but the total duration cannot exceed 4 months under current federal rules.
Don’t leave gaps in your protection—secure your short‑term medical insurance now and enjoy the peace of mind you deserve. Contact Insurance Warehouse for a free quote!
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